Menu
Biterbite Profile Image

insurance

Save money when your pet is sick.

Taking on the care of another living being is a big responsibility. When your pet is young and healthy it might not seem necessary to pay monthly premiums for pet health insurance, but investing in pet insurance early can save you thousands of dollars down the road. More importantly, it will ensure your pet has access to care when they need it the most.

Pet insurance is a valuable investment that can keep your four-legged family member healthy and prevent you from spending too much money on vet care.

There’s no way to anticipate what will happen in the future — you can’t predict when or how your pets will get sick, or how much it will cost. Pet insurance protects against unexpected veterinary bills.

Cat insurance covers eligible vet services that you pay for out-of-pocket, such as unexpected surgery, diagnostic testing, exam fees, prescription drugs, and more. There are three types of insurance plans for cats, each with different degrees of coverage: accident-only, accident/illness, and wellness plans.

You can focus on your pet’s health.

The Domestic Shorthair cat or Moggie as they are also affectionately known, is a non-pedigree cat of mixed or unknown ancestry. It’s the feline equivalent of a mongrel

cat.

Friendly and low maintenance, they make ideal pets for families with children and other pets, single households and first-time pet owners.

So, it doesn’t come as any surprise that they’re the most common cat in the UK. If you want to know more about the Moggie, we have all the information you need.

Pet health insurance is a type of insurance coverage designed to help pet owners manage the veterinary costs associated with their pets' healthcare. It operates similarly to human health insurance, providing financial protection in case of unexpected illnesses, accidents, or other medical needs for your pets.

Increase your options for treatment.

Grocery prices aren't the only things getting more expensive - so are veterinary bills. Fortunately, pet insurance can help. Vet bills can add up quickly when your pet has an injury or illness but pet insurance can offset those costs or even cover them entirely.

Like human health insurance, you pay a monthly premium and, in exchange, get coverage for a variety of medical treatments, prescriptions and sometimes preventative measures, too.

Don't wait. Whatever your pet's breed, gender or age, it's important to have added protection. And there are even more benefits of pet insurance for new owners. Start by getting a free price quote now.

Expensive treatments are covered.

In many cases, health insurance plans may cover a portion of the cost for expensive treatments, such as surgeries, specialized medications, or therapies. However, the extent of coverage can depend on factors such as the type of treatment, medical necessity, network providers, deductibles, co-pays, and any limitations or exclusions specified in the policy.

Insurance companies typically have a list of covered procedures and treatments, known as a formulary, which outlines what they will pay for and to what extent. It is important to check if the specific treatment you are considering is listed as a covered benefit and what percentage of the cost will be covered.

Additionally, some insurance plans may require pre-authorization or a referral from a primary care physician or specialist before covering certain expensive treatments. This is done to ensure that the treatment is medically necessary and meets the criteria set by the insurance company.

It's also worth noting that insurance plans can change over time, so what may have been covered previously may not be covered in the future. It's important to stay updated on your insurance policy and review any updates or changes provided by your insurance company.

Visit any vet of your choice.

While the way you take care of your feline friend does play an important role in determining their overall health and life expectancy, some breeds are more susceptible to health issues common in cats.

Being aware of these hereditary conditions can help pet parents prepare for the future by budgeting for veterinary expenses they could encounter throughout their pet’s lifetime.

If you sign up for cat insurance while your pet is still healthy, you can get reimbursed for expensive veterinary treatments that may likely occur down the line.

Pet insurance is worth it for most cats, but it could prove especially valuable for those known to develop costly medical conditions later in life.

Pet insurance is designed to help cover the cost of veterinary care for your cat. It typically works by reimbursing you for eligible veterinary expenses, such as accidents, illnesses, surgeries, and sometimes even routine preventive care. The coverage and cost of pet insurance can vary depending on the provider and the specific policy you choose.

Coverage is obtainable for all pets.

While you can still find pet insurance for older cats, there might be different coverage limitations applied. Pet insurance can also help cover the cost of boarding kennels/catteries if you are hospitalized or help with legal costs if your cat causes any damage or injury to a 3rd party.

What pet insurance your vet recommends will depend on your cat’s age and medical history. Pet insurance can also help cover the cost of boarding kennels/catteries if you are hospitalized or help with legal costs if your cat causes any damage or injury to a 3rd party.

It also allows you to be picky about who is treating your pet, so you can find a veterinarian who is a good fit for fido’s temperament and veterinary needs.

Pet health insurance typically covers a range of medical expenses, including veterinary visits, diagnostic tests, surgeries, medications, and sometimes even alternative therapies like acupuncture or chiropractic care. The specific coverage may vary depending on the insurance provider and the policy you choose.

Get peace of mind.

Cat insurance can provide peace of mind by helping you cover unexpected veterinary expenses. While I don't have access to real-time information or specific insurance providers, I can provide you with general information about cat insurance to help you get started.

By having pet insurance, you are providing yourself with peace of mind that if anything does happen to your pet, you can afford to take care of them.

Many pet insurance policies will reimburse about 80% of the cost after you meet the deductibles. Pet insurance can also help cover the cost of boarding kennels/catteries if you are hospitalized or help with legal costs if your cat causes any damage or injury to a 3rd party.

One of the benefits of pet insurance isn’t that it’s only great for your wallet, but it can also ease much of the stress that happens when your pet needs veterinary care.

Budget for the cost of pet care

The cost of pet care for a cat can vary depending on various factors such as location, the cat's age, health condition, and lifestyle.

When you pay for your pet insurance, you are helping spread the cost of pet care out over a few months rather than having to find a large sum of money in an emergency situation.

Life is unpredictable, but one of the benefits of pet insurance is it can help you budget for any surprise veterinary expenses while balancing finances in other aspects of your life.

An alternative to using your savings.

When unexpected events happen, you do not have to drain your savings account to pay for your pet’s care. Pet insurance can also help cover the cost of boarding kennels/catteries if you are hospitalized or help with legal costs if your cat causes any damage or injury to a 3rd party.

Some people will try to have a savings account designated for their pets but will frequently use that money to pay for unexpected major expenses such as car repair with money meant for pet care.

Ability to treat pets for costly procedures like tick paralysis, cruciate ligament surgery, cataract removal, spinal surgery or FLUTD surgery. If your pet is lost or stolen, some pet insurance plans offer funds as a reward to the individual who has found it.

These are just a few examples of insurance options that can help protect you from financial burdens. It's important to research and understand the coverage, terms, and limitations of any insurance policy you consider purchasing. Consulting with an insurance professional can also be beneficial in finding the right insurance coverage for your specific needs.

Choose the plan that is best for you

Most pet insurance companies will offer different types of policies. Some of these just cover major medical expenses and others will cover all vet visits.

Of course, these are just a handful of the benefits of pet insurance. Pet insurance can also help cover the cost of boarding kennels/catteries if you are hospitalized or help with legal costs if your cat causes any damage or injury to a 3rd party.

Investing in a pet insurance plan for your cat or cat is truly invaluable, and your veterinarian can help you understand even more specific benefits of pet insurance. You can also always discuss with your vet the best pet insurance for your furry friend.

Look for a plan that provides comprehensive coverage for a range of conditions, including accidents, illnesses, hereditary conditions, and chronic diseases.